Call reports 2014
LIBERTY NATIONAL BANK — 2014
What LIBERTY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 247,046,000 | 247,942,000 | 448,962,000 | 454,114,000 |
| Total loans | 150,087,000 | 154,067,000 | 275,514,000 | 278,162,000 |
| Allowance for loan losses | 1,560,000 | 1,648,000 | 2,831,000 | 2,984,000 |
| Securities available for sale | 66,071,000 | 67,893,000 | 102,730,000 | 103,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,496,000 | 221,093,000 | 389,562,000 | 394,017,000 |
| Interest-bearing deposits | 177,234,000 | 171,971,000 | 276,032,000 | 264,331,000 |
| Noninterest-bearing deposits | 44,262,000 | 49,123,000 | 113,530,000 | 129,686,000 |
| Equity capital | 24,260,000 | 25,312,000 | 51,483,000 | 53,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,358,000 | 15,197,000 | 20,543,000 |
| Interest expense | 159,000 | 304,000 | 640,000 | 813,000 |
| Net interest income | 2,504,000 | 5,054,000 | 14,557,000 | 19,730,000 |
| Noninterest income | 399,000 | 822,000 | 2,436,000 | 3,726,000 |
| Noninterest expense | 1,871,000 | 3,824,000 | 12,377,000 | 16,075,000 |
| Provision for loan losses | 120,000 | 240,000 | 1,324,000 | 1,689,000 |
| Pretax income | 912,000 | 1,812,000 | 3,292,000 | 5,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 912,000 | 1,812,000 | 3,292,000 | 5,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,599,000 | 23,108,000 | 43,607,000 | 45,271,000 |
| Total capital | 24,159,000 | 24,756,000 | 46,438,000 | 48,255,000 |
| Risk-weighted assets | 158,778,000 | 163,363,000 | 290,742,000 | 282,833,000 |