Call reports 2013
LIBERTY NATIONAL BANK — 2013
What LIBERTY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 250,018,000 | 255,317,000 | 254,257,000 | 239,455,000 |
| Total loans | 149,151,000 | 149,798,000 | 152,963,000 | 153,226,000 |
| Allowance for loan losses | 1,463,000 | 1,330,000 | 1,453,000 | 1,495,000 |
| Securities available for sale | 63,315,000 | 64,646,000 | 67,182,000 | 66,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,556,000 | 229,064,000 | 230,325,000 | 209,389,000 |
| Interest-bearing deposits | 169,664,000 | 171,915,000 | 170,997,000 | 166,292,000 |
| Noninterest-bearing deposits | 53,891,000 | 57,149,000 | 59,328,000 | 43,097,000 |
| Equity capital | 25,308,000 | 25,024,000 | 22,505,000 | 23,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,362,000 | 8,128,000 | 10,825,000 |
| Interest expense | 233,000 | 457,000 | 658,000 | 839,000 |
| Net interest income | 2,422,000 | 4,905,000 | 7,470,000 | 9,986,000 |
| Noninterest income | 441,000 | 878,000 | 1,284,000 | 1,703,000 |
| Noninterest expense | 1,788,000 | 3,715,000 | 5,725,000 | 7,820,000 |
| Provision for loan losses | 171,000 | 291,000 | 411,000 | 531,000 |
| Pretax income | 904,000 | 1,777,000 | 2,618,000 | 3,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 904,000 | 1,777,000 | 2,618,000 | 3,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,554,000 | 23,402,000 | 21,163,000 | 21,890,000 |
| Total capital | 24,017,000 | 24,732,000 | 22,616,000 | 23,385,000 |
| Risk-weighted assets | 158,522,000 | 160,140,000 | 161,680,000 | 161,444,000 |