Call reports 2012
LIBERTY NATIONAL BANK — 2012
What LIBERTY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 232,077,000 | 226,988,000 | 233,096,000 | 246,660,000 |
| Total loans | 115,812,000 | 123,495,000 | 130,685,000 | 144,755,000 |
| Allowance for loan losses | 1,151,000 | 1,226,000 | 1,222,000 | 1,293,000 |
| Securities available for sale | 83,011,000 | 82,055,000 | 78,650,000 | 67,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,753,000 | 202,625,000 | 207,561,000 | 214,489,000 |
| Interest-bearing deposits | 156,343,000 | 158,675,000 | 150,430,000 | 163,223,000 |
| Noninterest-bearing deposits | 51,410,000 | 43,950,000 | 57,131,000 | 51,267,000 |
| Equity capital | 23,370,000 | 23,240,000 | 24,312,000 | 25,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,556,000 | 5,067,000 | 7,715,000 | 10,460,000 |
| Interest expense | 313,000 | 626,000 | 907,000 | 1,149,000 |
| Net interest income | 2,243,000 | 4,441,000 | 6,808,000 | 9,311,000 |
| Noninterest income | 396,000 | 796,000 | 1,217,000 | 1,646,000 |
| Noninterest expense | 1,769,000 | 3,501,000 | 5,275,000 | 7,067,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 805,000 | 1,573,000 | 2,534,000 | 3,551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,573,000 | 2,534,000 | 3,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,490,000 | 20,331,000 | 20,973,000 | 21,914,000 |
| Total capital | 21,641,000 | 21,557,000 | 22,195,000 | 23,207,000 |
| Risk-weighted assets | 126,394,000 | 135,229,000 | 141,714,000 | 153,737,000 |