Call reports 2011
LIBERTY NATIONAL BANK — 2011
What LIBERTY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,054,000 | 218,573,000 | 217,885,000 | 215,519,000 |
| Total loans | 115,847,000 | 113,086,000 | 107,681,000 | 108,891,000 |
| Allowance for loan losses | 951,000 | 931,000 | 1,081,000 | 989,000 |
| Securities available for sale | 75,296,000 | 87,342,000 | 89,045,000 | 89,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,969,000 | 196,849,000 | 195,026,000 | 186,131,000 |
| Interest-bearing deposits | 157,433,000 | 156,077,000 | 150,922,000 | 145,567,000 |
| Noninterest-bearing deposits | 37,536,000 | 40,772,000 | 44,104,000 | 40,564,000 |
| Equity capital | 20,077,000 | 20,751,000 | 21,831,000 | 22,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,282,000 | 7,879,000 | 10,375,000 |
| Interest expense | 455,000 | 886,000 | 1,278,000 | 1,625,000 |
| Net interest income | 2,191,000 | 4,396,000 | 6,601,000 | 8,750,000 |
| Noninterest income | 469,000 | 1,154,000 | 1,648,000 | 2,084,000 |
| Noninterest expense | 1,700,000 | 3,564,000 | 5,262,000 | 6,867,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 885,000 | 1,836,000 | 2,762,000 | 3,667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 885,000 | 1,836,000 | 2,762,000 | 3,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,211,000 | 18,285,000 | 19,037,000 | 19,915,000 |
| Total capital | 19,162,000 | 19,216,000 | 20,118,000 | 20,904,000 |
| Risk-weighted assets | 122,441,000 | 122,346,000 | 116,671,000 | 115,316,000 |