Call reports 2002
LIBERTY NATIONAL BANK — 2002
What LIBERTY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,247,000 | 78,781,000 | 86,327,000 | 94,015,000 |
| Total loans | 57,085,000 | 59,982,000 | 64,090,000 | 65,646,000 |
| Allowance for loan losses | 490,000 | 504,000 | 500,000 | 718,000 |
| Securities available for sale | 8,764,000 | 8,835,000 | 8,231,000 | 11,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,994,000 | 70,369,000 | 77,540,000 | 84,112,000 |
| Interest-bearing deposits | 57,991,000 | 57,374,000 | 62,449,000 | 67,096,000 |
| Noninterest-bearing deposits | 13,003,000 | 12,995,000 | 15,091,000 | 17,016,000 |
| Equity capital | 5,647,000 | 5,978,000 | 6,364,000 | 7,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,820,000 | 4,438,000 | 5,976,000 |
| Interest expense | 513,000 | 949,000 | 1,376,000 | 1,806,000 |
| Net interest income | 874,000 | 1,871,000 | 3,062,000 | 4,170,000 |
| Noninterest income | 213,000 | 437,000 | 540,000 | 739,000 |
| Noninterest expense | 623,000 | 1,290,000 | 1,963,000 | 2,833,000 |
| Provision for loan losses | 60,000 | 169,000 | 275,000 | 541,000 |
| Pretax income | 404,000 | 851,000 | 1,366,000 | 1,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 851,000 | 1,366,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,109,000 | 5,380,000 | 5,727,000 | 6,756,000 |
| Total capital | 5,599,000 | 5,884,000 | 6,227,000 | 7,474,000 |
| Risk-weighted assets | 55,393,000 | 58,095,000 | 62,787,000 | 67,070,000 |