Call reports 2001
LIBERTY NATIONAL BANK — 2001
What LIBERTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,781,000 | 70,501,000 | 76,110,000 | 76,491,000 |
| Total loans | 49,824,000 | 49,863,000 | 52,250,000 | 54,115,000 |
| Allowance for loan losses | 491,000 | 394,000 | 446,000 | 470,000 |
| Securities available for sale | 3,643,000 | 5,516,000 | 4,760,000 | 6,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,953,000 | 62,542,000 | 68,118,000 | 68,185,000 |
| Interest-bearing deposits | 49,856,000 | 52,141,000 | 56,526,000 | 57,106,000 |
| Noninterest-bearing deposits | 11,097,000 | 10,401,000 | 11,592,000 | 11,079,000 |
| Equity capital | 5,235,000 | 5,406,000 | 5,439,000 | 5,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,828,000 | 4,281,000 | 5,715,000 |
| Interest expense | 629,000 | 1,299,000 | 1,954,000 | 2,554,000 |
| Net interest income | 757,000 | 1,529,000 | 2,327,000 | 3,161,000 |
| Noninterest income | 209,000 | 422,000 | 631,000 | 863,000 |
| Noninterest expense | 610,000 | 1,200,000 | 1,818,000 | 2,502,000 |
| Provision for loan losses | 0 | 58,000 | 119,000 | 175,000 |
| Pretax income | 356,000 | 693,000 | 1,021,000 | 1,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 693,000 | 1,021,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,617,000 | 4,802,000 | 4,818,000 | 5,156,000 |
| Total capital | 5,108,000 | 5,196,000 | 5,264,000 | 5,626,000 |
| Risk-weighted assets | 49,247,000 | 48,407,000 | 51,154,000 | 53,524,000 |