Call reports 2019
HATCH BANK — 2019
What HATCH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 60,812,000 | 62,822,000 | 68,473,000 | 68,535,000 |
| Total loans | 48,674,000 | 51,576,000 | 63,424,000 | 57,794,000 |
| Allowance for loan losses | 839,000 | 839,000 | 839,000 | 839,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,303,000 | 35,490,000 | 37,790,000 | 37,324,000 |
| Interest-bearing deposits | 33,303,000 | 35,490,000 | 37,790,000 | 37,324,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 27,149,000 | 26,919,000 | 26,922,000 | 27,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,295,000 | 1,962,000 | 2,777,000 |
| Interest expense | 195,000 | 386,000 | 612,000 | 845,000 |
| Net interest income | 430,000 | 909,000 | 1,350,000 | 1,932,000 |
| Noninterest income | 0 | 0 | 79,000 | 149,000 |
| Noninterest expense | 472,000 | 1,028,000 | 1,455,000 | 1,961,000 |
| Provision for loan losses | 215,000 | 368,000 | 459,000 | 492,000 |
| Pretax income | -257,000 | -487,000 | -485,000 | -372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -257,000 | -487,000 | -485,000 | -372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,149,000 | 26,919,000 | 26,922,000 | 27,034,000 |
| Total capital | 27,797,000 | 27,597,000 | 27,732,000 | 27,787,000 |
| Risk-weighted assets | 51,661,000 | 54,056,000 | 64,765,000 | 60,141,000 |