Call reports 2016
HATCH BANK — 2016
What HATCH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 67,315,000 | 67,699,000 | 66,758,000 | 64,891,000 |
| Total loans | 59,019,000 | 59,087,000 | 56,916,000 | 62,972,000 |
| Allowance for loan losses | 556,000 | 604,000 | 604,000 | 604,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,997,000 | 39,239,000 | 37,904,000 | 35,810,000 |
| Interest-bearing deposits | 38,997,000 | 39,239,000 | 37,904,000 | 35,810,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 27,661,000 | 27,971,000 | 28,312,000 | 28,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,790,000 | 2,672,000 | 3,561,000 |
| Interest expense | 98,000 | 200,000 | 302,000 | 403,000 |
| Net interest income | 759,000 | 1,590,000 | 2,370,000 | 3,158,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 462,000 | 908,000 | 1,336,000 | 1,785,000 |
| Provision for loan losses | 43,000 | 118,000 | 129,000 | 290,000 |
| Pretax income | 254,000 | 564,000 | 905,000 | 1,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 564,000 | 905,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,661,000 | 27,971,000 | 28,312,000 | 28,491,000 |
| Total capital | 28,217,000 | 28,575,000 | 28,916,000 | 29,095,000 |
| Risk-weighted assets | 64,501,000 | 62,712,000 | 59,970,000 | 64,310,000 |