Call reports 2015
HATCH BANK — 2015
What HATCH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,308,000 | 36,700,000 | 51,637,000 | 66,492,000 |
| Total loans | 14,954,000 | 23,630,000 | 39,895,000 | 57,177,000 |
| Allowance for loan losses | 245,000 | 378,000 | 475,000 | 537,000 |
| Securities available for sale | 7,145,000 | 6,680,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,000 | 9,135,000 | 23,924,000 | 38,497,000 |
| Interest-bearing deposits | 763,000 | 9,135,000 | 23,924,000 | 38,497,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 27,145,000 | 27,069,000 | 27,174,000 | 27,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 686,000 | 1,232,000 | 2,014,000 |
| Interest expense | 2,000 | 8,000 | 59,000 | 140,000 |
| Net interest income | 309,000 | 678,000 | 1,173,000 | 1,874,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 268,000 | 553,000 | 896,000 | 1,332,000 |
| Provision for loan losses | -34,000 | 84,000 | 113,000 | 145,000 |
| Pretax income | 76,000 | 42,000 | 416,000 | 649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 42,000 | 416,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,834,000 | 26,800,000 | 27,174,000 | 27,407,000 |
| Total capital | 27,065,000 | 27,152,000 | 27,649,000 | 27,944,000 |
| Risk-weighted assets | 18,440,000 | 28,157,000 | 44,115,000 | 61,330,000 |