Call reports 2013
HATCH BANK — 2013
What HATCH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,343,000 | 27,566,000 | 27,126,000 | 26,699,000 |
| Total loans | 3,386,000 | 2,445,000 | 3,928,000 | 5,922,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 16,587,000 | 14,656,000 | 13,382,000 | 12,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,000 | 1,052,000 | 894,000 | 754,000 |
| Interest-bearing deposits | 304,000 | 1,052,000 | 894,000 | 754,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 26,555,000 | 26,035,000 | 25,727,000 | 25,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 428,000 | 615,000 | 867,000 |
| Interest expense | 0 | 0 | 2,000 | 4,000 |
| Net interest income | 245,000 | 428,000 | 613,000 | 863,000 |
| Noninterest income | 7,000 | 11,000 | 12,000 | 15,000 |
| Noninterest expense | 375,000 | 721,000 | 1,096,000 | 1,431,000 |
| Provision for loan losses | -185,000 | -389,000 | -553,000 | -658,000 |
| Pretax income | 62,000 | 107,000 | 82,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 107,000 | 82,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,575,000 | 26,620,000 | 26,595,000 | 26,612,000 |
| Total capital | 26,667,000 | 26,706,000 | 26,695,000 | 26,712,000 |
| Risk-weighted assets | 7,332,000 | 6,750,000 | 8,345,000 | 9,954,000 |