Call reports 2012
HATCH BANK — 2012
What HATCH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,301,000 | 28,495,000 | 31,696,000 | 28,162,000 |
| Total loans | 10,063,000 | 7,929,000 | 6,077,000 | 4,591,000 |
| Allowance for loan losses | 395,000 | 300,000 | 200,000 | 100,000 |
| Securities available for sale | 18,881,000 | 17,339,000 | 25,156,000 | 23,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 643,000 | 525,000 | 524,000 | 319,000 |
| Interest-bearing deposits | 643,000 | 525,000 | 524,000 | 319,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 27,124,000 | 27,448,000 | 27,564,000 | 26,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,032,000 | 1,355,000 | 1,591,000 |
| Interest expense | 9,000 | 10,000 | 13,000 | 18,000 |
| Net interest income | 563,000 | 1,022,000 | 1,342,000 | 1,573,000 |
| Noninterest income | 7,000 | 17,000 | 17,000 | 22,000 |
| Noninterest expense | 430,000 | 862,000 | 1,326,000 | 1,748,000 |
| Provision for loan losses | -150,000 | -421,000 | -695,000 | -998,000 |
| Pretax income | 290,000 | 598,000 | 728,000 | 845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 598,000 | 728,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,802,000 | 27,110,000 | 27,240,000 | 26,513,000 |
| Total capital | 26,979,000 | 27,263,000 | 27,358,000 | 26,608,000 |
| Risk-weighted assets | 13,913,000 | 12,056,000 | 9,339,000 | 7,611,000 |