Call reports 2009
HATCH BANK — 2009
What HATCH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,098,000 | 61,837,000 | 53,687,000 | 46,911,000 |
| Total loans | 69,264,000 | 62,009,000 | 55,332,000 | 48,867,000 |
| Allowance for loan losses | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,277,000 | 1,554,000 | 1,505,000 | 1,930,000 |
| Interest-bearing deposits | 30,277,000 | 1,554,000 | 1,505,000 | 1,930,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 25,029,000 | 25,205,000 | 25,311,000 | 25,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,477,000 | 4,699,000 | 6,707,000 | 8,480,000 |
| Interest expense | 441,000 | 760,000 | 932,000 | 1,065,000 |
| Net interest income | 2,036,000 | 3,939,000 | 5,775,000 | 7,415,000 |
| Noninterest income | 35,000 | 88,000 | 98,000 | 145,000 |
| Noninterest expense | 864,000 | 1,706,000 | 2,479,000 | 3,311,000 |
| Provision for loan losses | 1,060,000 | 1,998,000 | 2,965,000 | 4,116,000 |
| Pretax income | 147,000 | 323,000 | 429,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 323,000 | 429,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,029,000 | 25,205,000 | 25,311,000 | 25,015,000 |
| Total capital | 25,921,000 | 26,003,000 | 26,020,000 | 25,642,000 |
| Risk-weighted assets | 68,290,000 | 60,644,000 | 53,443,000 | 46,788,000 |