Call reports 2007
HATCH BANK — 2007
What HATCH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 98,272,000 | 100,042,000 | 100,616,000 | 98,475,000 |
| Total loans | 98,097,000 | 99,271,000 | 99,601,000 | 96,499,000 |
| Allowance for loan losses | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,134,000 | 69,246,000 | 68,979,000 | 66,093,000 |
| Interest-bearing deposits | 68,134,000 | 69,246,000 | 68,979,000 | 66,093,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 29,497,000 | 30,168,000 | 30,777,000 | 31,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,458,000 | 7,054,000 | 10,663,000 | 14,171,000 |
| Interest expense | 879,000 | 1,783,000 | 2,691,000 | 3,586,000 |
| Net interest income | 2,579,000 | 5,271,000 | 7,972,000 | 10,585,000 |
| Noninterest income | 145,000 | 241,000 | 360,000 | 463,000 |
| Noninterest expense | 1,541,000 | 2,997,000 | 4,492,000 | 5,971,000 |
| Provision for loan losses | 766,000 | 1,427,000 | 2,143,000 | 2,668,000 |
| Pretax income | 417,000 | 1,088,000 | 1,697,000 | 2,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 1,088,000 | 1,697,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,497,000 | 30,168,000 | 30,777,000 | 31,489,000 |
| Total capital | 30,750,000 | 31,437,000 | 32,053,000 | 32,730,000 |
| Risk-weighted assets | 97,517,000 | 98,768,000 | 99,383,000 | 96,494,000 |