Call reports 2006
HATCH BANK — 2006
What HATCH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 99,357,000 | 98,648,000 | 100,075,000 | 99,137,000 |
| Total loans | 98,293,000 | 99,247,000 | 99,245,000 | 97,564,000 |
| Allowance for loan losses | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,768,000 | 68,384,000 | 68,905,000 | 69,061,000 |
| Interest-bearing deposits | 69,768,000 | 68,384,000 | 68,905,000 | 69,061,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 28,343,000 | 29,226,000 | 30,173,000 | 29,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,448,000 | 6,960,000 | 10,545,000 | 14,170,000 |
| Interest expense | 717,000 | 1,472,000 | 2,278,000 | 3,138,000 |
| Net interest income | 2,731,000 | 5,488,000 | 8,267,000 | 11,032,000 |
| Noninterest income | 124,000 | 227,000 | 394,000 | 532,000 |
| Noninterest expense | 1,493,000 | 2,934,000 | 4,338,000 | 7,760,000 |
| Provision for loan losses | 475,000 | 1,011,000 | 1,606,000 | 2,180,000 |
| Pretax income | 887,000 | 1,770,000 | 2,717,000 | 1,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 887,000 | 1,770,000 | 2,717,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,343,000 | 29,226,000 | 30,173,000 | 29,080,000 |
| Total capital | 29,596,000 | 30,488,000 | 31,440,000 | 30,331,000 |
| Risk-weighted assets | 97,527,000 | 98,250,000 | 98,625,000 | 97,349,000 |