Call reports 2005
HATCH BANK — 2005
What HATCH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 98,184,000 | 98,100,000 | 98,806,000 | 97,784,000 |
| Total loans | 96,904,000 | 97,080,000 | 97,506,000 | 96,811,000 |
| Allowance for loan losses | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,339,000 | 69,260,000 | 68,995,000 | 68,632,000 |
| Interest-bearing deposits | 70,339,000 | 69,260,000 | 68,995,000 | 68,632,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 26,234,000 | 27,346,000 | 28,413,000 | 27,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,540,000 | 7,102,000 | 10,666,000 | 14,234,000 |
| Interest expense | 574,000 | 1,164,000 | 1,799,000 | 2,476,000 |
| Net interest income | 2,966,000 | 5,938,000 | 8,867,000 | 11,758,000 |
| Noninterest income | 161,000 | 287,000 | 405,000 | 585,000 |
| Noninterest expense | 1,503,000 | 3,017,000 | 4,448,000 | 7,900,000 |
| Provision for loan losses | 660,000 | 1,132,000 | 1,681,000 | 2,257,000 |
| Pretax income | 964,000 | 2,076,000 | 3,143,000 | 2,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 964,000 | 2,076,000 | 3,143,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,234,000 | 27,346,000 | 28,413,000 | 27,455,000 |
| Total capital | 27,472,000 | 28,584,000 | 29,658,000 | 28,689,000 |
| Risk-weighted assets | 96,262,000 | 96,285,000 | 96,817,000 | 95,992,000 |