Call reports 2004
HATCH BANK — 2004
What HATCH BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 99,503,000 | 96,940,000 | 98,313,000 | 98,082,000 |
| Total loans | 93,850,000 | 95,704,000 | 96,621,000 | 96,810,000 |
| Allowance for loan losses | 3,469,000 | 3,800,000 | 3,950,000 | 4,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,796,000 | 69,618,000 | 69,962,000 | 70,846,000 |
| Interest-bearing deposits | 72,796,000 | 69,618,000 | 69,962,000 | 70,846,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 24,328,000 | 25,082,000 | 26,251,000 | 25,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,905,000 | 7,582,000 | 11,313,000 | 15,148,000 |
| Interest expense | 682,000 | 1,212,000 | 1,750,000 | 2,315,000 |
| Net interest income | 3,223,000 | 6,370,000 | 9,563,000 | 12,833,000 |
| Noninterest income | 330,000 | 463,000 | 583,000 | 702,000 |
| Noninterest expense | 1,508,000 | 2,987,000 | 4,509,000 | 7,954,000 |
| Provision for loan losses | 777,000 | 1,823,000 | 2,446,000 | 3,371,000 |
| Pretax income | 1,268,000 | 2,023,000 | 3,191,000 | 2,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,268,000 | 2,023,000 | 3,191,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,328,000 | 25,082,000 | 26,251,000 | 25,270,000 |
| Total capital | 25,540,000 | 26,305,000 | 27,487,000 | 26,509,000 |
| Risk-weighted assets | 94,668,000 | 95,240,000 | 96,188,000 | 96,350,000 |