Call reports 2003
HATCH BANK — 2003
What HATCH BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 126,436,000 | 126,430,000 | 124,788,000 | 119,373,000 |
| Total loans | 126,971,000 | 126,142,000 | 123,376,000 | 117,360,000 |
| Allowance for loan losses | 4,603,000 | 4,499,000 | 4,422,000 | 4,417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,206,000 | 63,084,000 | 63,377,000 | 73,435,000 |
| Interest-bearing deposits | 61,206,000 | 63,084,000 | 63,377,000 | 73,435,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 23,169,000 | 24,376,000 | 25,656,000 | 22,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,593,000 | 9,267,000 | 13,896,000 | 18,882,000 |
| Interest expense | 1,500,000 | 2,888,000 | 4,141,000 | 5,195,000 |
| Net interest income | 3,093,000 | 6,379,000 | 9,755,000 | 13,687,000 |
| Noninterest income | 109,000 | 187,000 | 278,000 | 492,000 |
| Noninterest expense | 1,352,000 | 2,788,000 | 4,277,000 | 5,838,000 |
| Provision for loan losses | 730,000 | 1,451,000 | 2,149,000 | 3,023,000 |
| Pretax income | 1,120,000 | 2,327,000 | 3,607,000 | 5,318,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 1,120,000 | 2,327,000 | 3,607,000 | 5,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,169,000 | 24,376,000 | 25,656,000 | 22,344,000 |
| Total capital | 24,786,000 | 25,986,000 | 27,234,000 | 23,843,000 |
| Risk-weighted assets | 126,343,000 | 125,902,000 | 123,390,000 | 117,062,000 |