Call reports 2002
HATCH BANK — 2002
What HATCH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 102,878,000 | 92,631,000 | 89,298,000 | 130,042,000 |
| Total loans | 90,861,000 | 88,537,000 | 85,773,000 | 129,242,000 |
| Allowance for loan losses | 2,504,000 | 2,600,000 | 2,900,000 | 4,650,000 |
| Securities available for sale | 8,447,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,224,000 | 63,403,000 | 60,623,000 | 59,088,000 |
| Interest-bearing deposits | 65,224,000 | 63,403,000 | 60,623,000 | 59,088,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 21,267,000 | 22,048,000 | 22,632,000 | 22,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,697,000 | 7,340,000 | 10,774,000 | 14,215,000 |
| Interest expense | 1,019,000 | 2,167,000 | 2,894,000 | 3,592,000 |
| Net interest income | 2,678,000 | 5,173,000 | 7,880,000 | 10,623,000 |
| Noninterest income | 77,000 | 154,000 | 233,000 | 321,000 |
| Noninterest expense | 1,109,000 | 2,203,000 | 3,298,000 | 4,293,000 |
| Provision for loan losses | 875,000 | 1,683,000 | 2,719,000 | 5,280,000 |
| Pretax income | 771,000 | 1,666,000 | 2,321,000 | 1,596,000 |
| Income tax | 84,000 | 181,000 | 251,000 | 109,000 |
| Net income | 687,000 | 1,485,000 | 2,070,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,250,000 | 22,048,000 | 22,632,000 | 22,049,000 |
| Total capital | 22,443,000 | 23,191,000 | 23,739,000 | 23,699,000 |
| Risk-weighted assets | 94,146,000 | 89,968,000 | 86,773,000 | 129,008,000 |