Call reports 2016
FIRST SAFETY BANK — 2016
What FIRST SAFETY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 49,118,000 | 47,876,000 |
| Total loans | 30,000,000 | 29,303,000 |
| Allowance for loan losses | 401,000 | 404,000 |
| Securities available for sale | 5,259,000 | 5,160,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 38,376,000 | 37,249,000 |
| Interest-bearing deposits | 34,428,000 | 33,179,000 |
| Noninterest-bearing deposits | 3,948,000 | 4,070,000 |
| Equity capital | 10,178,000 | 10,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 407,000 | 822,000 |
| Interest expense | 40,000 | 80,000 |
| Net interest income | 367,000 | 742,000 |
| Noninterest income | 73,000 | 207,000 |
| Noninterest expense | 455,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -15,000 | -158,000 |
| Income tax | 0 | 0 |
| Net income | -15,000 | -158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 10,146,000 | 10,001,000 |
| Total capital | 10,452,000 | 10,301,000 |
| Risk-weighted assets | 24,357,000 | 23,890,000 |