Call reports 2015
FIRST SAFETY BANK — 2015
What FIRST SAFETY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,890,000 | 49,905,000 | 49,186,000 | 49,042,000 |
| Total loans | 31,929,000 | 33,462,000 | 32,817,000 | 31,172,000 |
| Allowance for loan losses | 391,000 | 393,000 | 396,000 | 397,000 |
| Securities available for sale | 7,794,000 | 6,229,000 | 6,048,000 | 5,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,227,000 | 39,149,000 | 38,389,000 | 38,238,000 |
| Interest-bearing deposits | 35,444,000 | 34,510,000 | 34,256,000 | 34,028,000 |
| Noninterest-bearing deposits | 3,783,000 | 4,639,000 | 4,133,000 | 4,210,000 |
| Equity capital | 10,058,000 | 10,146,000 | 10,161,000 | 10,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 865,000 | 1,301,000 | 1,725,000 |
| Interest expense | 44,000 | 86,000 | 127,000 | 166,000 |
| Net interest income | 387,000 | 779,000 | 1,174,000 | 1,559,000 |
| Noninterest income | 51,000 | 164,000 | 236,000 | 323,000 |
| Noninterest expense | 390,000 | 760,000 | 1,134,000 | 1,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 183,000 | 276,000 | 393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 183,000 | 276,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,719,000 | 10,080,000 | 10,108,000 | 10,173,000 |
| Total capital | 10,058,000 | 10,429,000 | 10,448,000 | 10,495,000 |
| Risk-weighted assets | 27,101,000 | 27,896,000 | 27,123,000 | 25,654,000 |