Call reports 2013
FIRST SAFETY BANK — 2013
What FIRST SAFETY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,943,000 | 53,059,000 | 51,695,000 | 51,525,000 |
| Total loans | 31,144,000 | 32,071,000 | 32,486,000 | 32,643,000 |
| Allowance for loan losses | 364,000 | 376,000 | 383,000 | 381,000 |
| Securities available for sale | 9,389,000 | 8,377,000 | 8,756,000 | 8,007,000 |
| Securities held to maturity | 45,000 | 45,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,478,000 | 42,537,000 | 41,135,000 | 40,953,000 |
| Interest-bearing deposits | 40,064,000 | 39,162,000 | 37,831,000 | 37,639,000 |
| Noninterest-bearing deposits | 3,414,000 | 3,375,000 | 3,304,000 | 3,314,000 |
| Equity capital | 9,860,000 | 9,880,000 | 9,874,000 | 9,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 911,000 | 1,368,000 | 1,817,000 |
| Interest expense | 70,000 | 137,000 | 198,000 | 255,000 |
| Net interest income | 383,000 | 774,000 | 1,170,000 | 1,562,000 |
| Noninterest income | 128,000 | 245,000 | 321,000 | 428,000 |
| Noninterest expense | 394,000 | 782,000 | 1,167,000 | 1,546,000 |
| Provision for loan losses | 27,000 | 38,000 | 42,000 | 41,000 |
| Pretax income | 90,000 | 199,000 | 282,000 | 403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 199,000 | 282,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,477,000 | 9,530,000 | 9,558,000 | 9,868,000 |
| Total capital | 9,828,000 | 9,884,000 | 9,924,000 | 10,229,000 |
| Risk-weighted assets | 28,091,000 | 28,302,000 | 29,227,000 | 28,855,000 |