Call reports 2012
FIRST SAFETY BANK — 2012
What FIRST SAFETY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,710,000 | 55,159,000 | 52,388,000 | 53,494,000 |
| Total loans | 32,121,000 | 32,678,000 | 32,082,000 | 32,128,000 |
| Allowance for loan losses | 345,000 | 315,000 | 335,000 | 330,000 |
| Securities available for sale | 8,879,000 | 9,078,000 | 11,856,000 | 10,682,000 |
| Securities held to maturity | 60,000 | 60,000 | 45,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,341,000 | 44,763,000 | 41,885,000 | 42,906,000 |
| Interest-bearing deposits | 41,901,000 | 40,260,000 | 38,762,000 | 39,499,000 |
| Noninterest-bearing deposits | 3,440,000 | 4,504,000 | 3,123,000 | 3,408,000 |
| Equity capital | 9,737,000 | 9,745,000 | 9,817,000 | 9,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 978,000 | 1,462,000 | 1,922,000 |
| Interest expense | 101,000 | 192,000 | 273,000 | 349,000 |
| Net interest income | 395,000 | 786,000 | 1,189,000 | 1,573,000 |
| Noninterest income | 125,000 | 220,000 | 398,000 | 531,000 |
| Noninterest expense | 377,000 | 760,000 | 1,127,000 | 1,504,000 |
| Provision for loan losses | 27,000 | 54,000 | 138,000 | 176,000 |
| Pretax income | 116,000 | 192,000 | 322,000 | 424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 192,000 | 322,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,285,000 | 9,298,000 | 9,384,000 | 9,721,000 |
| Total capital | 9,630,000 | 9,613,000 | 9,719,000 | 10,051,000 |
| Risk-weighted assets | 28,574,000 | 29,460,000 | 30,425,000 | 29,509,000 |