Call reports 2011
FIRST SAFETY BANK — 2011
What FIRST SAFETY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,638,000 | 53,548,000 | 53,818,000 | 55,434,000 |
| Total loans | 34,179,000 | 33,819,000 | 34,320,000 | 32,302,000 |
| Allowance for loan losses | 385,000 | 376,000 | 401,000 | 326,000 |
| Securities available for sale | 8,259,000 | 7,103,000 | 6,953,000 | 7,593,000 |
| Securities held to maturity | 75,000 | 75,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,506,000 | 43,394,000 | 43,544,000 | 45,076,000 |
| Interest-bearing deposits | 41,411,000 | 40,389,000 | 40,690,000 | 41,992,000 |
| Noninterest-bearing deposits | 3,095,000 | 3,005,000 | 2,855,000 | 3,085,000 |
| Equity capital | 9,497,000 | 9,521,000 | 9,613,000 | 9,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,092,000 | 1,618,000 | 2,133,000 |
| Interest expense | 132,000 | 256,000 | 372,000 | 480,000 |
| Net interest income | 407,000 | 836,000 | 1,246,000 | 1,653,000 |
| Noninterest income | 56,000 | 135,000 | 252,000 | 399,000 |
| Noninterest expense | 376,000 | 739,000 | 1,098,000 | 1,454,000 |
| Provision for loan losses | 27,000 | 54,000 | 94,000 | 156,000 |
| Pretax income | 60,000 | 178,000 | 306,000 | 442,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 178,000 | 306,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,031,000 | 9,066,000 | 9,158,000 | 9,547,000 |
| Total capital | 9,414,000 | 9,441,000 | 9,536,000 | 9,873,000 |
| Risk-weighted assets | 30,602,000 | 29,976,000 | 30,218,000 | 29,098,000 |