Call reports 2010
FIRST SAFETY BANK — 2010
What FIRST SAFETY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,509,000 | 55,308,000 | 56,155,000 | 55,640,000 |
| Total loans | 35,132,000 | 35,560,000 | 35,382,000 | 34,171,000 |
| Allowance for loan losses | 344,000 | 371,000 | 351,000 | 357,000 |
| Securities available for sale | 5,550,000 | 5,023,000 | 6,590,000 | 8,756,000 |
| Securities held to maturity | 23,000 | 802,000 | 0 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,609,000 | 45,299,000 | 45,987,000 | 45,398,000 |
| Interest-bearing deposits | 42,055,000 | 42,151,000 | 42,382,000 | 41,702,000 |
| Noninterest-bearing deposits | 2,554,000 | 3,148,000 | 3,605,000 | 3,696,000 |
| Equity capital | 9,251,000 | 9,333,000 | 9,447,000 | 9,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,169,000 | 1,761,000 | 2,323,000 |
| Interest expense | 206,000 | 390,000 | 567,000 | 719,000 |
| Net interest income | 380,000 | 779,000 | 1,194,000 | 1,604,000 |
| Noninterest income | 74,000 | 157,000 | 304,000 | 492,000 |
| Noninterest expense | 371,000 | 736,000 | 1,140,000 | 1,525,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 150,000 |
| Pretax income | 56,000 | 146,000 | 277,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 146,000 | 277,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,749,000 | 9,144,000 | 8,935,000 | 9,301,000 |
| Total capital | 9,093,000 | 9,515,000 | 9,286,000 | 9,658,000 |
| Risk-weighted assets | 31,550,000 | 31,309,000 | 30,624,000 | 30,431,000 |