Call reports 2009
FIRST SAFETY BANK — 2009
What FIRST SAFETY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,510,000 | 52,335,000 | 53,342,000 | 55,755,000 |
| Total loans | 39,380,000 | 37,193,000 | 35,729,000 | 35,259,000 |
| Allowance for loan losses | 452,000 | 477,000 | 554,000 | 317,000 |
| Securities available for sale | 6,440,000 | 6,497,000 | 6,300,000 | 5,732,000 |
| Securities held to maturity | 44,000 | 23,000 | 23,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,687,000 | 42,354,000 | 43,278,000 | 45,791,000 |
| Interest-bearing deposits | 38,673,000 | 39,761,000 | 41,054,000 | 43,322,000 |
| Noninterest-bearing deposits | 3,014,000 | 2,593,000 | 2,224,000 | 2,469,000 |
| Equity capital | 9,031,000 | 9,181,000 | 9,262,000 | 9,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,339,000 | 1,959,000 | 2,559,000 |
| Interest expense | 283,000 | 552,000 | 806,000 | 1,047,000 |
| Net interest income | 401,000 | 787,000 | 1,153,000 | 1,512,000 |
| Noninterest income | 169,000 | 403,000 | 530,000 | 629,000 |
| Noninterest expense | 393,000 | 781,000 | 1,131,000 | 1,495,000 |
| Provision for loan losses | 27,000 | 54,000 | 131,000 | 194,000 |
| Pretax income | 150,000 | 355,000 | 421,000 | 452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 355,000 | 421,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,569,000 | 9,013,000 | 8,695,000 | 9,030,000 |
| Total capital | 8,990,000 | 9,428,000 | 9,102,000 | 9,347,000 |
| Risk-weighted assets | 33,674,000 | 33,105,000 | 32,513,000 | 32,748,000 |