Call reports 2008
FIRST SAFETY BANK — 2008
What FIRST SAFETY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,074,000 | 51,680,000 | 50,870,000 | 50,397,000 |
| Total loans | 37,907,000 | 38,030,000 | 40,001,000 | 40,046,000 |
| Allowance for loan losses | 376,000 | 384,000 | 397,000 | 425,000 |
| Securities available for sale | 8,295,000 | 6,687,000 | 7,877,000 | 7,663,000 |
| Securities held to maturity | 65,000 | 44,000 | 44,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,588,000 | 42,273,000 | 41,346,000 | 40,693,000 |
| Interest-bearing deposits | 40,858,000 | 40,049,000 | 38,974,000 | 38,242,000 |
| Noninterest-bearing deposits | 2,730,000 | 2,224,000 | 2,372,000 | 2,451,000 |
| Equity capital | 8,803,000 | 8,729,000 | 8,756,000 | 8,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,596,000 | 2,351,000 | 3,096,000 |
| Interest expense | 391,000 | 771,000 | 1,122,000 | 1,441,000 |
| Net interest income | 431,000 | 825,000 | 1,229,000 | 1,655,000 |
| Noninterest income | 87,000 | 157,000 | 190,000 | 207,000 |
| Noninterest expense | 381,000 | 750,000 | 1,107,000 | 1,464,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 110,000 | 181,000 | 243,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 181,000 | 243,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,687,000 | 8,683,000 | 8,745,000 | 8,751,000 |
| Total capital | 9,063,000 | 9,067,000 | 9,142,000 | 9,176,000 |
| Risk-weighted assets | 34,107,000 | 33,986,000 | 34,370,000 | 33,961,000 |