Call reports 2007
FIRST SAFETY BANK — 2007
What FIRST SAFETY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,152,000 | 51,326,000 | 52,415,000 | 52,443,000 |
| Total loans | 37,709,000 | 39,077,000 | 38,691,000 | 38,475,000 |
| Allowance for loan losses | 249,000 | 276,000 | 321,000 | 345,000 |
| Securities available for sale | 6,368,000 | 5,166,000 | 6,041,000 | 7,302,000 |
| Securities held to maturity | 84,000 | 65,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,225,000 | 42,300,000 | 43,284,000 | 43,067,000 |
| Interest-bearing deposits | 37,638,000 | 39,879,000 | 40,269,000 | 40,316,000 |
| Noninterest-bearing deposits | 2,587,000 | 2,421,000 | 3,015,000 | 2,751,000 |
| Equity capital | 8,403,000 | 8,436,000 | 8,566,000 | 8,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,646,000 | 2,521,000 | 3,394,000 |
| Interest expense | 330,000 | 694,000 | 1,091,000 | 1,499,000 |
| Net interest income | 470,000 | 952,000 | 1,430,000 | 1,895,000 |
| Noninterest income | 67,000 | 115,000 | 196,000 | 261,000 |
| Noninterest expense | 364,000 | 721,000 | 1,082,000 | 1,430,000 |
| Provision for loan losses | 21,000 | 48,000 | 103,000 | 131,000 |
| Pretax income | 152,000 | 298,000 | 441,000 | 595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 298,000 | 441,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,419,000 | 8,495,000 | 8,569,000 | 8,652,000 |
| Total capital | 8,668,000 | 8,771,000 | 8,890,000 | 8,997,000 |
| Risk-weighted assets | 33,999,000 | 34,991,000 | 34,494,000 | 34,627,000 |