Call reports 2006
FIRST SAFETY BANK — 2006
What FIRST SAFETY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,727,000 | 46,899,000 | 47,613,000 | 48,205,000 |
| Total loans | 33,220,000 | 35,319,000 | 36,350,000 | 36,886,000 |
| Allowance for loan losses | 201,000 | 222,000 | 238,000 | 260,000 |
| Securities available for sale | 6,883,000 | 5,792,000 | 6,656,000 | 7,328,000 |
| Securities held to maturity | 102,000 | 84,000 | 84,000 | 84,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,316,000 | 38,409,000 | 38,795,000 | 39,362,000 |
| Interest-bearing deposits | 35,609,000 | 35,799,000 | 36,415,000 | 36,483,000 |
| Noninterest-bearing deposits | 2,707,000 | 2,610,000 | 2,381,000 | 2,879,000 |
| Equity capital | 7,996,000 | 8,093,000 | 8,265,000 | 8,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,456,000 | 2,238,000 | 3,020,000 |
| Interest expense | 247,000 | 508,000 | 797,000 | 1,109,000 |
| Net interest income | 467,000 | 948,000 | 1,441,000 | 1,911,000 |
| Noninterest income | 47,000 | 132,000 | 163,000 | 203,000 |
| Noninterest expense | 367,000 | 690,000 | 1,015,000 | 1,378,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 98,000 |
| Pretax income | 126,000 | 348,000 | 544,000 | 658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 348,000 | 544,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,048,000 | 8,183,000 | 8,295,000 | 8,337,000 |
| Total capital | 8,249,000 | 8,405,000 | 8,533,000 | 8,597,000 |
| Risk-weighted assets | 31,773,000 | 32,749,000 | 33,456,000 | 33,828,000 |