Call reports 2005
FIRST SAFETY BANK — 2005
What FIRST SAFETY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 46,452,000 | 46,756,000 | 47,246,000 | 47,897,000 |
| Total loans | 32,304,000 | 32,304,000 | 33,586,000 | 33,484,000 |
| Allowance for loan losses | 108,000 | 115,000 | 159,000 | 180,000 |
| Securities available for sale | 8,841,000 | 8,648,000 | 8,988,000 | 7,367,000 |
| Securities held to maturity | 119,000 | 102,000 | 102,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,430,000 | 38,414,000 | 38,819,000 | 39,385,000 |
| Interest-bearing deposits | 35,993,000 | 35,898,000 | 36,777,000 | 36,718,000 |
| Noninterest-bearing deposits | 2,437,000 | 2,516,000 | 2,042,000 | 2,667,000 |
| Equity capital | 7,623,000 | 7,898,000 | 7,939,000 | 7,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,271,000 | 1,960,000 | 2,679,000 |
| Interest expense | 188,000 | 391,000 | 613,000 | 855,000 |
| Net interest income | 434,000 | 880,000 | 1,347,000 | 1,824,000 |
| Noninterest income | 72,000 | 459,000 | 540,000 | 592,000 |
| Noninterest expense | 339,000 | 689,000 | 1,030,000 | 1,371,000 |
| Provision for loan losses | 0 | 7,000 | 68,000 | 99,000 |
| Pretax income | 170,000 | 646,000 | 793,000 | 950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 646,000 | 793,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,594,000 | 7,849,000 | 7,940,000 | 8,028,000 |
| Total capital | 7,702,000 | 7,964,000 | 8,099,000 | 8,208,000 |
| Risk-weighted assets | 30,988,000 | 31,426,000 | 32,413,000 | 32,143,000 |