Call reports 2004
FIRST SAFETY BANK — 2004
What FIRST SAFETY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,446,000 | 48,434,000 | 47,104,000 | 46,714,000 |
| Total loans | 28,879,000 | 30,478,000 | 30,713,000 | 31,418,000 |
| Allowance for loan losses | 113,000 | 113,000 | 109,000 | 109,000 |
| Securities available for sale | 14,995,000 | 14,056,000 | 11,782,000 | 9,700,000 |
| Securities held to maturity | 136,000 | 119,000 | 119,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,326,000 | 39,566,000 | 37,949,000 | 38,671,000 |
| Interest-bearing deposits | 38,555,000 | 37,283,000 | 35,808,000 | 35,778,000 |
| Noninterest-bearing deposits | 2,771,000 | 2,283,000 | 2,140,000 | 2,893,000 |
| Equity capital | 7,624,000 | 7,353,000 | 7,588,000 | 7,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,297,000 | 1,947,000 | 2,571,000 |
| Interest expense | 215,000 | 418,000 | 613,000 | 803,000 |
| Net interest income | 461,000 | 879,000 | 1,334,000 | 1,768,000 |
| Noninterest income | 149,000 | 268,000 | 361,000 | 459,000 |
| Noninterest expense | 356,000 | 670,000 | 1,024,000 | 1,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 480,000 | 759,000 | 1,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 480,000 | 759,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,143,000 | 7,191,000 | 7,386,000 | 7,179,000 |
| Total capital | 7,256,000 | 7,304,000 | 7,495,000 | 7,288,000 |
| Risk-weighted assets | 28,767,000 | 28,414,000 | 29,630,000 | 30,016,000 |