Call reports 2003
FIRST SAFETY BANK — 2003
What FIRST SAFETY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,770,000 | 53,009,000 | 51,606,000 | 52,226,000 |
| Total loans | 33,573,000 | 31,534,000 | 28,377,000 | 30,499,000 |
| Allowance for loan losses | 131,000 | 132,000 | 134,000 | 113,000 |
| Securities available for sale | 12,928,000 | 16,551,000 | 15,308,000 | 16,076,000 |
| Securities held to maturity | 151,000 | 136,000 | 136,000 | 136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,483,000 | 43,882,000 | 42,461,000 | 43,071,000 |
| Interest-bearing deposits | 41,119,000 | 42,312,000 | 40,060,000 | 39,436,000 |
| Noninterest-bearing deposits | 5,364,000 | 1,570,000 | 2,401,000 | 3,635,000 |
| Equity capital | 7,222,000 | 7,525,000 | 7,537,000 | 7,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,426,000 | 2,084,000 | 2,771,000 |
| Interest expense | 308,000 | 579,000 | 839,000 | 1,072,000 |
| Net interest income | 413,000 | 847,000 | 1,245,000 | 1,699,000 |
| Noninterest income | 230,000 | 689,000 | 991,000 | 1,083,000 |
| Noninterest expense | 327,000 | 738,000 | 1,068,000 | 1,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 319,000 | 801,000 | 1,171,000 | 1,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 801,000 | 1,171,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,523,000 | 6,813,000 | 6,981,000 | 7,049,000 |
| Total capital | 6,654,000 | 6,945,000 | 7,115,000 | 7,162,000 |
| Risk-weighted assets | 31,572,000 | 29,975,000 | 29,444,000 | 29,936,000 |