Call reports 2002
FIRST SAFETY BANK — 2002
What FIRST SAFETY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,044,000 | 51,357,000 | 51,635,000 | 51,073,000 |
| Total loans | 30,064,000 | 31,100,000 | 32,486,000 | 29,340,000 |
| Allowance for loan losses | 118,000 | 110,000 | 110,000 | 113,000 |
| Securities available for sale | 12,487,000 | 12,442,000 | 14,414,000 | 13,094,000 |
| Securities held to maturity | 166,000 | 151,000 | 151,000 | 151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,387,000 | 43,434,000 | 43,181,000 | 42,320,000 |
| Interest-bearing deposits | 40,349,000 | 39,220,000 | 39,441,000 | 39,616,000 |
| Noninterest-bearing deposits | 3,038,000 | 4,214,000 | 3,740,000 | 2,704,000 |
| Equity capital | 6,033,000 | 6,296,000 | 6,843,000 | 7,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,579,000 | 2,366,000 | 3,125,000 |
| Interest expense | 477,000 | 905,000 | 1,301,000 | 1,664,000 |
| Net interest income | 338,000 | 674,000 | 1,065,000 | 1,461,000 |
| Noninterest income | 95,000 | 161,000 | 418,000 | 786,000 |
| Noninterest expense | 280,000 | 569,000 | 895,000 | 1,214,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 4,000 |
| Pretax income | 153,000 | 262,000 | 585,000 | 1,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 262,000 | 585,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,880,000 | 5,885,000 | 6,168,000 | 6,478,000 |
| Total capital | 5,998,000 | 5,995,000 | 6,278,000 | 6,591,000 |
| Risk-weighted assets | 28,385,000 | 28,948,000 | 29,530,000 | 29,015,000 |