Call reports 2013
WILTON BANK, THE — 2013
What WILTON BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 75,123,000 | 75,180,000 | 69,599,000 |
| Total loans | 31,156,000 | 29,688,000 | 29,821,000 |
| Allowance for loan losses | 964,000 | 877,000 | 882,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 1,029,000 | 1,027,000 | 1,024,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 67,402,000 | 67,898,000 | 62,694,000 |
| Interest-bearing deposits | 52,655,000 | 51,867,000 | 49,272,000 |
| Noninterest-bearing deposits | 14,747,000 | 16,031,000 | 13,422,000 |
| Equity capital | 7,562,000 | 7,066,000 | 6,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 549,000 | 926,000 | 1,284,000 |
| Interest expense | 38,000 | 72,000 | 106,000 |
| Net interest income | 511,000 | 854,000 | 1,178,000 |
| Noninterest income | -153,000 | -111,000 | -22,000 |
| Noninterest expense | 752,000 | 1,708,000 | 2,641,000 |
| Provision for loan losses | 75,000 | 0 | 0 |
| Pretax income | -469,000 | -965,000 | -1,485,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -469,000 | -965,000 | -1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 7,562,000 | 7,066,000 | 6,546,000 |
| Total capital | 8,104,000 | 7,577,000 | 7,037,000 |
| Risk-weighted assets | 42,870,000 | 40,475,000 | 38,876,000 |