Call reports 2012
WILTON BANK, THE — 2012
What WILTON BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,276,000 | 73,404,000 | 72,249,000 | 76,124,000 |
| Total loans | 38,947,000 | 37,059,000 | 37,710,000 | 33,608,000 |
| Allowance for loan losses | 1,276,000 | 1,137,000 | 1,137,000 | 1,113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 999,000 | 999,000 | 1,000,000 | 1,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,695,000 | 64,192,000 | 63,382,000 | 67,881,000 |
| Interest-bearing deposits | 50,134,000 | 50,340,000 | 49,731,000 | 53,795,000 |
| Noninterest-bearing deposits | 13,561,000 | 13,852,000 | 13,651,000 | 14,086,000 |
| Equity capital | 9,368,000 | 9,030,000 | 8,636,000 | 8,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,044,000 | 1,504,000 | 1,963,000 |
| Interest expense | 47,000 | 91,000 | 133,000 | 177,000 |
| Net interest income | 520,000 | 953,000 | 1,371,000 | 1,786,000 |
| Noninterest income | 2,000 | 104,000 | 124,000 | -63,000 |
| Noninterest expense | 926,000 | 1,799,000 | 2,631,000 | 3,464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -404,000 | -742,000 | -1,136,000 | -1,741,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -404,000 | -742,000 | -1,136,000 | -1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,368,000 | 9,030,000 | 8,636,000 | 8,031,000 |
| Total capital | 10,012,000 | 9,635,000 | 9,250,000 | 8,583,000 |
| Risk-weighted assets | 50,871,000 | 47,832,000 | 48,570,000 | 43,570,000 |