Call reports 2011
WILTON BANK, THE — 2011
What WILTON BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,832,000 | 78,662,000 | 76,602,000 | 76,412,000 |
| Total loans | 48,394,000 | 47,016,000 | 42,596,000 | 41,265,000 |
| Allowance for loan losses | 2,026,000 | 1,901,000 | 1,749,000 | 1,305,000 |
| Securities available for sale | 1,003,000 | 1,003,000 | 1,001,000 | 0 |
| Securities held to maturity | 5,519,000 | 5,508,000 | 4,000,000 | 2,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,270,000 | 68,150,000 | 65,993,000 | 66,447,000 |
| Interest-bearing deposits | 58,398,000 | 55,204,000 | 51,894,000 | 50,914,000 |
| Noninterest-bearing deposits | 12,872,000 | 12,946,000 | 14,099,000 | 15,533,000 |
| Equity capital | 12,362,000 | 10,332,000 | 10,348,000 | 9,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,051,000 | 1,580,000 | 2,042,000 |
| Interest expense | 68,000 | 132,000 | 192,000 | 244,000 |
| Net interest income | 461,000 | 919,000 | 1,388,000 | 1,798,000 |
| Noninterest income | 170,000 | 212,000 | 870,000 | 706,000 |
| Noninterest expense | 951,000 | 1,836,000 | 2,721,000 | 3,523,000 |
| Provision for loan losses | 675,000 | 675,000 | 900,000 | 900,000 |
| Pretax income | -995,000 | -1,380,000 | -1,363,000 | -1,919,000 |
| Income tax | -313,000 | 1,331,000 | 1,331,000 | 1,351,000 |
| Net income | -682,000 | -2,711,000 | -2,694,000 | -3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,716,000 | 10,331,000 | 10,348,000 | 9,772,000 |
| Total capital | 11,444,000 | 11,043,000 | 11,030,000 | 10,429,000 |
| Risk-weighted assets | 56,889,000 | 55,701,000 | 53,471,000 | 51,918,000 |