Call reports 2010
WILTON BANK, THE — 2010
What WILTON BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 93,414,000 | 92,581,000 | 85,402,000 | 84,285,000 |
| Total loans | 62,490,000 | 61,116,000 | 56,777,000 | 49,992,000 |
| Allowance for loan losses | 2,359,000 | 2,370,000 | 1,879,000 | 2,034,000 |
| Securities available for sale | 2,002,000 | 2,007,000 | 2,006,000 | 1,004,000 |
| Securities held to maturity | 8,071,000 | 8,058,000 | 8,045,000 | 7,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,698,000 | 78,232,000 | 71,565,000 | 70,982,000 |
| Interest-bearing deposits | 67,232,000 | 66,552,000 | 59,119,000 | 57,578,000 |
| Noninterest-bearing deposits | 11,466,000 | 11,680,000 | 12,446,000 | 13,404,000 |
| Equity capital | 14,506,000 | 14,107,000 | 13,564,000 | 13,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,427,000 | 2,049,000 | 2,628,000 |
| Interest expense | 121,000 | 227,000 | 321,000 | 396,000 |
| Net interest income | 637,000 | 1,200,000 | 1,728,000 | 2,232,000 |
| Noninterest income | 36,000 | -26,000 | 28,000 | 32,000 |
| Noninterest expense | 759,000 | 1,768,000 | 2,828,000 | 3,611,000 |
| Provision for loan losses | 0 | 150,000 | 560,000 | 560,000 |
| Pretax income | -86,000 | -744,000 | -1,632,000 | -1,907,000 |
| Income tax | -34,000 | -290,000 | -635,000 | -391,000 |
| Net income | -52,000 | -454,000 | -997,000 | -1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,536,000 | 12,877,000 | 12,222,000 | 11,711,000 |
| Total capital | 14,464,000 | 13,750,000 | 13,057,000 | 12,479,000 |
| Risk-weighted assets | 72,754,000 | 68,297,000 | 65,707,000 | 60,154,000 |