Call reports 2009
WILTON BANK, THE — 2009
What WILTON BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,604,000 | 95,278,000 | 94,523,000 | 95,360,000 |
| Total loans | 67,876,000 | 67,403,000 | 67,788,000 | 66,078,000 |
| Allowance for loan losses | 1,672,000 | 1,579,000 | 2,540,000 | 2,815,000 |
| Securities available for sale | 2,489,000 | 2,488,000 | 2,491,000 | 1,997,000 |
| Securities held to maturity | 7,154,000 | 6,136,000 | 4,117,000 | 6,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,693,000 | 79,002,000 | 79,232,000 | 80,539,000 |
| Interest-bearing deposits | 70,205,000 | 67,916,000 | 67,095,000 | 67,331,000 |
| Noninterest-bearing deposits | 11,488,000 | 11,086,000 | 12,137,000 | 13,208,000 |
| Equity capital | 16,137,000 | 15,975,000 | 14,902,000 | 14,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,140,000 | 3,232,000 | 4,364,000 |
| Interest expense | 271,000 | 480,000 | 650,000 | 807,000 |
| Net interest income | 802,000 | 1,660,000 | 2,582,000 | 3,557,000 |
| Noninterest income | 109,000 | 155,000 | 200,000 | 245,000 |
| Noninterest expense | 717,000 | 1,644,000 | 2,661,000 | 3,426,000 |
| Provision for loan losses | 575,000 | 825,000 | 2,350,000 | 3,200,000 |
| Pretax income | -429,000 | -702,000 | -2,277,000 | -2,852,000 |
| Income tax | -172,000 | -284,000 | -900,000 | -1,124,000 |
| Net income | -257,000 | -418,000 | -1,377,000 | -1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,144,000 | 15,983,000 | 14,119,000 | 14,559,000 |
| Total capital | 17,185,000 | 17,001,000 | 15,125,000 | 15,533,000 |
| Risk-weighted assets | 82,628,000 | 80,870,000 | 78,862,000 | 76,074,000 |