Call reports 2008
WILTON BANK, THE — 2008
What WILTON BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 99,680,000 | 104,331,000 | 101,836,000 | 106,311,000 |
| Total loans | 63,944,000 | 70,849,000 | 69,611,000 | 68,722,000 |
| Allowance for loan losses | 1,963,000 | 1,913,000 | 1,674,000 | 1,684,000 |
| Securities available for sale | 3,486,000 | 2,478,000 | 2,472,000 | 2,470,000 |
| Securities held to maturity | 15,703,000 | 14,707,000 | 11,202,000 | 7,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,654,000 | 80,614,000 | 82,244,000 | 85,364,000 |
| Interest-bearing deposits | 64,933,000 | 69,249,000 | 70,604,000 | 74,873,000 |
| Noninterest-bearing deposits | 13,721,000 | 11,365,000 | 11,640,000 | 10,491,000 |
| Equity capital | 17,228,000 | 17,519,000 | 16,221,000 | 16,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,389,000 | 5,042,000 | 6,244,000 |
| Interest expense | 412,000 | 799,000 | 1,168,000 | 1,493,000 |
| Net interest income | 1,306,000 | 2,590,000 | 3,874,000 | 4,751,000 |
| Noninterest income | 50,000 | 106,000 | 163,000 | 214,000 |
| Noninterest expense | 738,000 | 1,475,000 | 2,242,000 | 2,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 618,000 | 1,221,000 | 288,000 | 373,000 |
| Income tax | 224,000 | 442,000 | 656,000 | 85,000 |
| Net income | 394,000 | 779,000 | -368,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,233,000 | 17,530,000 | 16,824,000 | 16,845,000 |
| Total capital | 18,260,000 | 18,635,000 | 17,895,000 | 17,923,000 |
| Risk-weighted assets | 81,130,000 | 87,501,000 | 85,614,000 | 85,628,000 |