Call reports 2007
WILTON BANK, THE — 2007
What WILTON BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 101,529,000 | 98,675,000 | 93,044,000 | 98,028,000 |
| Total loans | 65,986,000 | 59,545,000 | 56,481,000 | 59,901,000 |
| Allowance for loan losses | 2,635,000 | 2,309,000 | 2,312,000 | 2,140,000 |
| Securities available for sale | 2,997,000 | 3,498,000 | 3,512,000 | 3,515,000 |
| Securities held to maturity | 18,051,000 | 19,460,000 | 19,972,000 | 15,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,748,000 | 80,757,000 | 74,869,000 | 79,604,000 |
| Interest-bearing deposits | 71,963,000 | 69,739,000 | 64,296,000 | 67,291,000 |
| Noninterest-bearing deposits | 11,785,000 | 11,018,000 | 10,573,000 | 12,313,000 |
| Equity capital | 17,008,000 | 17,289,000 | 17,474,000 | 17,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 3,941,000 | 5,831,000 | 7,597,000 |
| Interest expense | 513,000 | 1,047,000 | 1,607,000 | 2,073,000 |
| Net interest income | 1,498,000 | 2,894,000 | 4,224,000 | 5,524,000 |
| Noninterest income | 57,000 | 123,000 | 179,000 | 235,000 |
| Noninterest expense | 740,000 | 1,491,000 | 2,231,000 | 2,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 815,000 | 1,526,000 | 2,172,000 | 2,785,000 |
| Income tax | 319,000 | 596,000 | 847,000 | 1,050,000 |
| Net income | 496,000 | 930,000 | 1,325,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,007,000 | 17,279,000 | 17,461,000 | 17,688,000 |
| Total capital | 18,038,000 | 18,233,000 | 18,386,000 | 18,661,000 |
| Risk-weighted assets | 80,765,000 | 74,850,000 | 72,489,000 | 76,549,000 |