Call reports 2006
WILTON BANK, THE — 2006
What WILTON BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 117,937,000 | 111,995,000 | 107,969,000 | 107,266,000 |
| Total loans | 87,520,000 | 78,785,000 | 76,724,000 | 70,749,000 |
| Allowance for loan losses | 2,570,000 | 2,613,000 | 2,614,000 | 2,629,000 |
| Securities available for sale | 2,962,000 | 2,968,000 | 2,984,000 | 2,990,000 |
| Securities held to maturity | 11,462,000 | 11,451,000 | 15,426,000 | 20,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,028,000 | 93,974,000 | 89,374,000 | 88,877,000 |
| Interest-bearing deposits | 84,263,000 | 78,426,000 | 76,080,000 | 73,021,000 |
| Noninterest-bearing deposits | 15,765,000 | 15,548,000 | 13,294,000 | 15,856,000 |
| Equity capital | 16,149,000 | 16,763,000 | 17,232,000 | 17,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,466,000 | 4,937,000 | 7,263,000 | 9,417,000 |
| Interest expense | 516,000 | 1,052,000 | 1,609,000 | 2,149,000 |
| Net interest income | 1,950,000 | 3,885,000 | 5,654,000 | 7,268,000 |
| Noninterest income | 62,000 | 130,000 | 197,000 | 265,000 |
| Noninterest expense | 786,000 | 1,534,000 | 2,311,000 | 3,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,226,000 | 2,481,000 | 3,540,000 | 4,351,000 |
| Income tax | 492,000 | 1,009,000 | 1,432,000 | 1,701,000 |
| Net income | 734,000 | 1,472,000 | 2,108,000 | 2,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,159,000 | 16,772,000 | 17,233,000 | 17,435,000 |
| Total capital | 17,370,000 | 17,933,000 | 18,359,000 | 18,492,000 |
| Risk-weighted assets | 95,456,000 | 91,351,000 | 88,525,000 | 82,875,000 |