Call reports 2001
WILTON BANK, THE — 2001
What WILTON BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,270,000 | 95,920,000 | 90,330,000 | 99,135,000 |
| Total loans | 60,915,000 | 65,826,000 | 56,049,000 | 62,188,000 |
| Allowance for loan losses | 1,995,000 | 2,134,000 | 2,599,000 | 2,661,000 |
| Securities available for sale | 5,873,000 | 5,872,000 | 5,919,000 | 5,892,000 |
| Securities held to maturity | 20,723,000 | 17,973,000 | 18,018,000 | 18,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,928,000 | 81,311,000 | 78,718,000 | 84,432,000 |
| Interest-bearing deposits | 67,034,000 | 68,864,000 | 66,249,000 | 70,346,000 |
| Noninterest-bearing deposits | 12,894,000 | 12,447,000 | 12,469,000 | 14,086,000 |
| Equity capital | 9,981,000 | 10,433,000 | 10,911,000 | 11,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,959,000 | 5,793,000 | 7,570,000 |
| Interest expense | 614,000 | 1,165,000 | 1,639,000 | 1,995,000 |
| Net interest income | 1,355,000 | 2,794,000 | 4,154,000 | 5,575,000 |
| Noninterest income | 87,000 | 176,000 | 267,000 | 342,000 |
| Noninterest expense | 654,000 | 1,315,000 | 2,014,000 | 2,852,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 195,000 |
| Pretax income | 758,000 | 1,595,000 | 2,317,000 | 2,870,000 |
| Income tax | 293,000 | 592,000 | 852,000 | 1,042,000 |
| Net income | 465,000 | 1,003,000 | 1,465,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,916,000 | 10,365,000 | 10,811,000 | 11,070,000 |
| Total capital | 10,719,000 | 11,238,000 | 11,574,000 | 11,924,000 |
| Risk-weighted assets | 63,037,000 | 68,611,000 | 59,170,000 | 66,519,000 |