Call reports 2024
LENA STATE BANK — 2024
What LENA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 96,961,000 | 98,309,000 | 100,128,000 | 99,293,000 |
| Total loans | 65,031,000 | 66,258,000 | 67,200,000 | 63,154,000 |
| Allowance for loan losses | 785,000 | 800,000 | 793,000 | 770,000 |
| Securities available for sale | 25,701,000 | 25,680,000 | 26,328,000 | 25,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,647,000 | 83,940,000 | 82,813,000 | 83,353,000 |
| Interest-bearing deposits | 77,381,000 | 77,697,000 | 77,108,000 | 77,658,000 |
| Noninterest-bearing deposits | 7,266,000 | 6,243,000 | 5,705,000 | 5,695,000 |
| Equity capital | 8,591,000 | 8,935,000 | 9,744,000 | 9,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,338,000 | 3,595,000 | 4,812,000 |
| Interest expense | 436,000 | 911,000 | 1,447,000 | 1,986,000 |
| Net interest income | 700,000 | 1,427,000 | 2,148,000 | 2,826,000 |
| Noninterest income | 63,000 | 114,000 | 168,000 | 220,000 |
| Noninterest expense | 415,000 | 846,000 | 1,273,000 | 1,687,000 |
| Provision for loan losses | 22,000 | 37,000 | 30,000 | 7,000 |
| Pretax income | 266,000 | 614,000 | 961,000 | 1,277,000 |
| Income tax | 61,000 | 144,000 | 226,000 | 301,000 |
| Net income | 205,000 | 470,000 | 735,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,563,000 | 11,730,000 | 11,885,000 | 12,016,000 |