Call reports 2022
LENA STATE BANK — 2022
What LENA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 97,995,000 | 96,169,000 | 93,264,000 | 94,654,000 |
| Total loans | 51,854,000 | 53,216,000 | 54,560,000 | 55,528,000 |
| Allowance for loan losses | 1,163,000 | 1,164,000 | 825,000 | 1,092,000 |
| Securities available for sale | 36,047,000 | 34,334,000 | 32,466,000 | 31,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,549,000 | 88,104,000 | 83,210,000 | 84,280,000 |
| Interest-bearing deposits | 80,009,000 | 78,857,000 | 75,771,000 | 77,365,000 |
| Noninterest-bearing deposits | 8,541,000 | 9,247,000 | 7,438,000 | 6,914,000 |
| Equity capital | 9,033,000 | 7,631,000 | 7,595,000 | 7,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,492,000 | 2,312,000 | 3,179,000 |
| Interest expense | 120,000 | 248,000 | 375,000 | 539,000 |
| Net interest income | 580,000 | 1,244,000 | 1,937,000 | 2,640,000 |
| Noninterest income | 60,000 | 107,000 | 158,000 | 208,000 |
| Noninterest expense | 392,000 | 791,000 | 1,211,000 | 1,624,000 |
| Provision for loan losses | 0 | 0 | -340,000 | -74,000 |
| Pretax income | 253,000 | 566,000 | 1,224,000 | 1,298,000 |
| Income tax | 57,000 | 129,000 | 299,000 | 307,000 |
| Net income | 196,000 | 437,000 | 925,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,434,000 | 10,610,000 | 11,013,000 | 10,994,000 |