Call reports 2021
LENA STATE BANK — 2021
What LENA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 97,620,000 | 94,279,000 | 96,065,000 | 94,403,000 |
| Total loans | 48,947,000 | 44,469,000 | 47,050,000 | 50,392,000 |
| Allowance for loan losses | 1,161,000 | 1,161,000 | 1,161,000 | 1,162,000 |
| Securities available for sale | 39,390,000 | 40,949,000 | 36,945,000 | 39,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,964,000 | 82,044,000 | 84,002,000 | 82,025,000 |
| Interest-bearing deposits | 75,771,000 | 76,619,000 | 78,206,000 | 76,201,000 |
| Noninterest-bearing deposits | 6,193,000 | 5,425,000 | 5,796,000 | 5,825,000 |
| Equity capital | 11,196,000 | 11,470,000 | 11,595,000 | 11,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,426,000 | 2,124,000 | 2,818,000 |
| Interest expense | 158,000 | 300,000 | 434,000 | 563,000 |
| Net interest income | 567,000 | 1,126,000 | 1,690,000 | 2,255,000 |
| Noninterest income | 140,000 | 242,000 | 292,000 | 344,000 |
| Noninterest expense | 377,000 | 748,000 | 1,128,000 | 1,496,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 330,000 | 620,000 | 862,000 | 1,111,000 |
| Income tax | 66,000 | 133,000 | 187,000 | 242,000 |
| Net income | 264,000 | 487,000 | 675,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,097,000 | 11,202,000 | 11,261,000 | 11,324,000 |