Call reports 2020
LENA STATE BANK — 2020
What LENA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,397,000 | 94,537,000 | 94,220,000 | 94,398,000 |
| Total loans | 53,405,000 | 54,143,000 | 55,014,000 | 51,659,000 |
| Allowance for loan losses | 1,349,000 | 1,349,000 | 1,161,000 | 1,161,000 |
| Securities available for sale | 27,401,000 | 30,282,000 | 33,483,000 | 36,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,212,000 | 78,701,000 | 78,250,000 | 78,364,000 |
| Interest-bearing deposits | 72,279,000 | 72,905,000 | 73,141,000 | 73,165,000 |
| Noninterest-bearing deposits | 4,933,000 | 5,796,000 | 5,108,000 | 5,199,000 |
| Equity capital | 10,607,000 | 11,301,000 | 11,409,000 | 11,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,707,000 | 2,559,000 | 3,344,000 |
| Interest expense | 236,000 | 444,000 | 639,000 | 817,000 |
| Net interest income | 650,000 | 1,263,000 | 1,920,000 | 2,527,000 |
| Noninterest income | 61,000 | 117,000 | 180,000 | 231,000 |
| Noninterest expense | 388,000 | 771,000 | 1,165,000 | 1,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 371,000 | 665,000 | 993,000 | 1,296,000 |
| Income tax | 87,000 | 151,000 | 225,000 | 295,000 |
| Net income | 284,000 | 514,000 | 768,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,623,000 | 10,734,000 | 10,859,000 | 10,962,000 |