Call reports 2019
LENA STATE BANK — 2019
What LENA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,561,000 | 88,239,000 | 89,929,000 | 91,262,000 |
| Total loans | 54,564,000 | 56,852,000 | 57,525,000 | 57,377,000 |
| Allowance for loan losses | 1,349,000 | 1,349,000 | 1,349,000 | 1,349,000 |
| Securities available for sale | 26,741,000 | 26,633,000 | 24,773,000 | 25,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,406,000 | 74,256,000 | 77,282,000 | 79,942,000 |
| Interest-bearing deposits | 71,870,000 | 70,345,000 | 72,731,000 | 75,208,000 |
| Noninterest-bearing deposits | 3,536,000 | 3,911,000 | 4,550,000 | 4,735,000 |
| Equity capital | 10,537,000 | 10,887,000 | 11,036,000 | 10,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,770,000 | 2,691,000 | 3,617,000 |
| Interest expense | 222,000 | 457,000 | 707,000 | 956,000 |
| Net interest income | 659,000 | 1,313,000 | 1,984,000 | 2,661,000 |
| Noninterest income | 67,000 | 132,000 | 189,000 | 253,000 |
| Noninterest expense | 409,000 | 807,000 | 1,202,000 | 1,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 639,000 | 972,000 | 1,299,000 |
| Income tax | 66,000 | 138,000 | 213,000 | 288,000 |
| Net income | 251,000 | 501,000 | 759,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,591,000 | 10,720,000 | 10,848,000 | 10,470,000 |
| Total capital | 11,428,000 | 11,556,000 | 11,685,000 | 11,302,000 |
| Risk-weighted assets | 66,453,000 | 66,402,000 | 66,446,000 | 66,056,000 |