Call reports 2017
LENA STATE BANK — 2017
What LENA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,324,000 | 90,847,000 | 85,569,000 | 85,411,000 |
| Total loans | 58,724,000 | 62,488,000 | 54,287,000 | 56,362,000 |
| Allowance for loan losses | 1,768,000 | 1,777,000 | 1,777,000 | 1,365,000 |
| Securities available for sale | 24,230,000 | 23,969,000 | 22,961,000 | 23,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,526,000 | 77,360,000 | 74,238,000 | 74,189,000 |
| Interest-bearing deposits | 71,764,000 | 72,544,000 | 70,813,000 | 68,014,000 |
| Noninterest-bearing deposits | 3,762,000 | 4,816,000 | 3,425,000 | 6,175,000 |
| Equity capital | 9,483,000 | 9,785,000 | 9,894,000 | 9,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,628,000 | 2,445,000 | 3,226,000 |
| Interest expense | 137,000 | 282,000 | 437,000 | 584,000 |
| Net interest income | 668,000 | 1,346,000 | 2,008,000 | 2,642,000 |
| Noninterest income | 102,000 | 170,000 | 242,000 | 311,000 |
| Noninterest expense | 365,000 | 724,000 | 1,075,000 | 1,406,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 396,000 | 774,000 | 1,157,000 | 1,529,000 |
| Income tax | 113,000 | 221,000 | 334,000 | 591,000 |
| Net income | 283,000 | 553,000 | 823,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,480,000 | 9,632,000 | 9,772,000 | 9,756,000 |
| Total capital | 10,382,000 | 10,578,000 | 10,622,000 | 10,621,000 |
| Risk-weighted assets | 71,306,000 | 74,833,000 | 67,103,000 | 68,754,000 |