Call reports 2016
LENA STATE BANK — 2016
What LENA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,495,000 | 93,287,000 | 92,280,000 | 97,192,000 |
| Total loans | 61,804,000 | 65,004,000 | 60,009,000 | 61,615,000 |
| Allowance for loan losses | 1,664,000 | 1,720,000 | 1,743,000 | 1,757,000 |
| Securities available for sale | 25,765,000 | 24,287,000 | 25,377,000 | 25,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,794,000 | 78,756,000 | 80,201,000 | 85,354,000 |
| Interest-bearing deposits | 75,119,000 | 73,685,000 | 74,458,000 | 80,821,000 |
| Noninterest-bearing deposits | 4,675,000 | 5,071,000 | 5,743,000 | 4,533,000 |
| Equity capital | 9,283,000 | 9,515,000 | 9,617,000 | 9,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,693,000 | 2,538,000 | 3,366,000 |
| Interest expense | 123,000 | 257,000 | 397,000 | 536,000 |
| Net interest income | 711,000 | 1,436,000 | 2,141,000 | 2,830,000 |
| Noninterest income | 72,000 | 178,000 | 254,000 | 327,000 |
| Noninterest expense | 365,000 | 731,000 | 1,089,000 | 1,467,000 |
| Provision for loan losses | 30,000 | 86,000 | 108,000 | 123,000 |
| Pretax income | 391,000 | 800,000 | 1,201,000 | 1,516,000 |
| Income tax | 106,000 | 220,000 | 330,000 | 411,000 |
| Net income | 285,000 | 580,000 | 871,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,883,000 | 9,062,000 | 9,223,000 | 9,327,000 |
| Total capital | 9,830,000 | 10,046,000 | 10,154,000 | 10,268,000 |
| Risk-weighted assets | 75,037,000 | 77,987,000 | 73,633,000 | 74,499,000 |