Call reports 2011
LENA STATE BANK — 2011
What LENA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,187,000 | 80,684,000 | 80,450,000 | 82,665,000 |
| Total loans | 46,182,000 | 46,655,000 | 41,973,000 | 45,653,000 |
| Allowance for loan losses | 882,000 | 1,056,000 | 896,000 | 1,032,000 |
| Securities available for sale | 29,947,000 | 29,234,000 | 32,690,000 | 31,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,033,000 | 71,305,000 | 70,730,000 | 72,785,000 |
| Interest-bearing deposits | 66,564,000 | 66,714,000 | 66,339,000 | 66,401,000 |
| Noninterest-bearing deposits | 4,469,000 | 4,591,000 | 4,391,000 | 6,384,000 |
| Equity capital | 8,511,000 | 8,742,000 | 9,053,000 | 9,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,927,000 | 2,878,000 | 3,785,000 |
| Interest expense | 302,000 | 585,000 | 854,000 | 1,110,000 |
| Net interest income | 659,000 | 1,342,000 | 2,024,000 | 2,675,000 |
| Noninterest income | 85,000 | 164,000 | 242,000 | 334,000 |
| Noninterest expense | 397,000 | 792,000 | 1,197,000 | 1,589,000 |
| Provision for loan losses | 140,000 | 312,000 | 451,000 | 590,000 |
| Pretax income | 210,000 | 405,000 | 621,000 | 833,000 |
| Income tax | 31,000 | 58,000 | 91,000 | 121,000 |
| Net income | 179,000 | 347,000 | 530,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,158,000 | 8,210,000 | 8,277,000 | 8,351,000 |
| Total capital | 8,818,000 | 8,872,000 | 8,895,000 | 9,008,000 |
| Risk-weighted assets | 52,544,000 | 52,557,000 | 49,162,000 | 52,157,000 |