Call reports 2002
LENA STATE BANK — 2002
What LENA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,437,000 | 61,554,000 | 62,321,000 | 62,681,000 |
| Total loans | 30,224,000 | 34,749,000 | 32,895,000 | 31,606,000 |
| Allowance for loan losses | 1,300,000 | 1,304,000 | 1,308,000 | 1,309,000 |
| Securities available for sale | 25,356,000 | 22,738,000 | 22,760,000 | 22,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,251,000 | 54,047,000 | 54,653,000 | 55,475,000 |
| Interest-bearing deposits | 52,116,000 | 51,595,000 | 51,772,000 | 51,817,000 |
| Noninterest-bearing deposits | 3,135,000 | 2,452,000 | 2,881,000 | 3,658,000 |
| Equity capital | 6,332,000 | 6,722,000 | 6,913,000 | 6,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,886,000 | 2,818,000 | 3,712,000 |
| Interest expense | 466,000 | 904,000 | 1,326,000 | 1,716,000 |
| Net interest income | 462,000 | 982,000 | 1,492,000 | 1,996,000 |
| Noninterest income | 378,000 | 535,000 | 657,000 | 729,000 |
| Noninterest expense | 415,000 | 776,000 | 1,185,000 | 1,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 425,000 | 749,000 | 972,000 | 1,148,000 |
| Income tax | 61,000 | 141,000 | 198,000 | 244,000 |
| Net income | 364,000 | 608,000 | 774,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,958,000 | 6,307,000 | 6,397,000 | 5,953,000 |
| Total capital | 6,422,000 | 6,802,000 | 6,897,000 | 6,433,000 |
| Risk-weighted assets | 36,268,000 | 38,780,000 | 39,181,000 | 37,606,000 |